Employees who suffer an injury or illness on the job are entitled to workers’ compensation benefits to supplement their income until they can return to work. Whereas California State Disability Insurance (SDI) also supplies payments when a person is injured or becomes ill; however, the injury or illness cannot be caused or related to their work.
Workers who get injured or become ill while working can file a claim through their employer to receive the following types of workers’ compensation benefits in California:
This includes reasonable medical treatment for the work injury and related symptoms. The insurance company is legally responsible for up to $10,000 in medical costs, even if your claim is eventually denied. However, the treatment must meet DWC’s guidelines to be approved.
Payment for two-thirds of your weekly wages while you are recovering, but the actual amount can vary.
If your doctor confirms you are unable to fully recover, you may be eligible for a life pension payment.
If you are unable to fully recover, you can receive benefits up to $6,000 to pay for retraining or skill enhancement for another position or job.
If a work injury results in a worker’s death, the surviving family can receive benefits, including $10,000 for burial expenses.
Benefits are overseen by the state’s Workers’ Compensation Board and are based on your earnings in the past three months.
SDI is a short-term program run by California’s Employment Development Department (EDD). SDI pays individuals approximately 55% of their normal wages when:
Most workers are automatically covered under the State Plan, but some employers offer private Voluntary Plans instead. Additionally, self-employed or business owners can pay to get Elective Coverage for up to 39 weeks.
As a result, the primary difference between workers’ compensation and disability is that workers’ comp benefits are only distributed for job-related injuries or illnesses, and disability is not granted for work-related injuries or illnesses.
If you have suffered an injury on the job and have questions regarding the benefits you are entitled to, arrange a free consultation with our Orange County workers’ compensation attorney today.